Contractual provisions that might prejudice P&I cover

• “Knock for Knock” clauses – each party agrees to
be responsible for loss / damage to its own
property, and injury / death to its employees
• Indemnity provisions – broad-sweeping indemnities
can be disguised as Knock for knock – read them
• Avoid clauses containing exceptions for “reckless”
or “grossly negligent” conduct
• Waivers of rights of recourse or subrogation
• Additional assureds